AAM Phase 1 Test Introduction: Study with flashcards and multiple choice questions, each question has hints and explanations. Master the test and excel!

Multiple Choice

Which of the following is a benefit of a PPO?

PPO plans emphasize choice and access: you have a large network to choose from, can see many providers (often including specialists) without needing referrals, and you pay lower costs when you stay in-network. This combination—broad access, flexibility in selecting providers, and reduced costs for in-network care—best describes the main benefit. While you can go out-of-network, you’ll typically face higher costs, which is why the focus is on the in-network savings and freedom to choose.

PPO plans emphasize choice and access: you have a large network to choose from, can see many providers (often including specialists) without needing referrals, and you pay lower costs when you stay in-network. This combination—broad access, flexibility in selecting providers, and reduced costs for in-network care—best describes the main benefit. While you can go out-of-network, you’ll typically face higher costs, which is why the focus is on the in-network savings and freedom to choose.