When you have COBRA coverage, what must you do?

AAM Phase 1 Test Introduction: Study with flashcards and multiple choice questions, each question has hints and explanations. Master the test and excel!

Multiple Choice

When you have COBRA coverage, what must you do?

COBRA is a continuation of the exact same employer‑sponsored plan you had, for a limited time after a qualifying event. To use COBRA, you must elect to continue that existing coverage within the allowed window and pay the full premium (often plus a small admin fee). You don’t switch to a new plan under COBRA, and you’re not required to change plans each year. So the idea is to keep the same coverage rather than electing a new one during the COBRA period.

COBRA is a continuation of the exact same employer‑sponsored plan you had, for a limited time after a qualifying event. To use COBRA, you must elect to continue that existing coverage within the allowed window and pay the full premium (often plus a small admin fee). You don’t switch to a new plan under COBRA, and you’re not required to change plans each year. So the idea is to keep the same coverage rather than electing a new one during the COBRA period.

More practice questions