What kind of FSA can you have with an HSA?

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Multiple Choice

What kind of FSA can you have with an HSA?

With an HSA, you’re typically limited to an FSA that only reimburses a narrow set of expenses. The only FSA that can run alongside an HSA is a limited-purpose FSA, which is restricted to dental and vision costs (and sometimes preventive care). This keeps medical reimbursements from overlapping with the HSA, preserving its tax advantages. A full-purpose health-care FSA covers a broad range of medical expenses and would conflict with HSA eligibility. A dependent-care FSA handles non-medical dependent-care costs, so it doesn’t affect the HSA in terms of medical eligibility, but it isn’t the type that complements the HSA for medical expenses.

With an HSA, you’re typically limited to an FSA that only reimburses a narrow set of expenses. The only FSA that can run alongside an HSA is a limited-purpose FSA, which is restricted to dental and vision costs (and sometimes preventive care). This keeps medical reimbursements from overlapping with the HSA, preserving its tax advantages. A full-purpose health-care FSA covers a broad range of medical expenses and would conflict with HSA eligibility. A dependent-care FSA handles non-medical dependent-care costs, so it doesn’t affect the HSA in terms of medical eligibility, but it isn’t the type that complements the HSA for medical expenses.

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