What is the "loss of earnings AND duties" definition of disability?

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Multiple Choice

What is the "loss of earnings AND duties" definition of disability?

The idea behind the "loss of earnings AND duties" definition is that disability is recognized only when two things happen together: you can’t perform your job duties, and you also experience a real economic impact by losing income, with a minimum threshold of at least 20% loss. If you can’t perform duties but there’s no income loss, or if you have income loss but can still perform duties, you wouldn’t meet this definition. The requirement is specifically that both conditions occur—the inability to perform duties and a measured drop in earnings (at least 20%)—to label someone as disabled under this criterion.

The idea behind the "loss of earnings AND duties" definition is that disability is recognized only when two things happen together: you can’t perform your job duties, and you also experience a real economic impact by losing income, with a minimum threshold of at least 20% loss.

If you can’t perform duties but there’s no income loss, or if you have income loss but can still perform duties, you wouldn’t meet this definition. The requirement is specifically that both conditions occur—the inability to perform duties and a measured drop in earnings (at least 20%)—to label someone as disabled under this criterion.

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