What is a primary dental plan?

AAM Phase 1 Test Introduction: Study with flashcards and multiple choice questions, each question has hints and explanations. Master the test and excel!

Multiple Choice

What is a primary dental plan?

The main idea is that a primary dental plan pays first when multiple plans cover the same person. It determines the initial amount of benefits without considering what another plan might pay. After the primary plan has paid, a secondary plan may contribute toward remaining covered expenses, coordinating with the primary plan to avoid overlap. The option that describes paying benefits first without regard to another plan’s benefits matches this concept. The other descriptions don’t fit: one describes paying after another plan has paid (secondary), another suggests no coordination of benefits, and another limits coverage to orthodontics, which isn’t about which plan pays first.

The main idea is that a primary dental plan pays first when multiple plans cover the same person. It determines the initial amount of benefits without considering what another plan might pay. After the primary plan has paid, a secondary plan may contribute toward remaining covered expenses, coordinating with the primary plan to avoid overlap. The option that describes paying benefits first without regard to another plan’s benefits matches this concept. The other descriptions don’t fit: one describes paying after another plan has paid (secondary), another suggests no coordination of benefits, and another limits coverage to orthodontics, which isn’t about which plan pays first.

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