What happens to HSA balances when employment ends?

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Multiple Choice

What happens to HSA balances when employment ends?

HSAs are owned by the individual, so when employment ends the balance stays with you. The money you’ve accumulated remains in your account and can still be used for qualified medical expenses, even if you change jobs or retire. Employer contributions may stop after you leave, but the existing funds don’t forfeited or automatically move to the new employer—all of it stays with you. You can also continue to grow the balance by contributing yourself (if eligible) or roll it into another HSA.

HSAs are owned by the individual, so when employment ends the balance stays with you. The money you’ve accumulated remains in your account and can still be used for qualified medical expenses, even if you change jobs or retire. Employer contributions may stop after you leave, but the existing funds don’t forfeited or automatically move to the new employer—all of it stays with you. You can also continue to grow the balance by contributing yourself (if eligible) or roll it into another HSA.

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