If a disability occurs and a new plan starts during that period, what happens to the disability benefits?

AAM Phase 1 Test Introduction: Study with flashcards and multiple choice questions, each question has hints and explanations. Master the test and excel!

Multiple Choice

If a disability occurs and a new plan starts during that period, what happens to the disability benefits?

When a disability occurs and a new plan starts during that time, the disability benefits stay with the current plan. Benefits keep paying under the old plan until the disability ends or the old plan’s benefit duration expires. This prevents gaps in payments and avoids coordinating two plans for the same disability. After the disability ends or the old benefit period runs out, the new plan would take over according to its rules if ongoing coverage is needed.

When a disability occurs and a new plan starts during that time, the disability benefits stay with the current plan. Benefits keep paying under the old plan until the disability ends or the old plan’s benefit duration expires. This prevents gaps in payments and avoids coordinating two plans for the same disability. After the disability ends or the old benefit period runs out, the new plan would take over according to its rules if ongoing coverage is needed.

More practice questions