Cal-COBRA applies to small California employers with how many employees?

• A. Cal-COBRA applies to small California employers with 2-19 employees.
• B. Cal-COBRA applies to all California employers regardless of size.
• C. Cal-COBRA provides only dental coverage.
• D. Cal-COBRA is a federal program.

Answer: (A)

Cal-COBRA focuses on small California employers with 2-19 employees. It’s California’s state continuation coverage that extends health insurance when coverage would end due to a qualifying event for employees of these small employers. It’s distinct from federal COBRA, which covers larger employers (20+ employees), and it isn’t limited to dental coverage or a federal program.